Calculate your borrowing capacity in a few clicks
Are you considering buying a campervan or a converted van? Before you get started, quickly estimate how much you could borrow with our calculator.
Why calculate your borrowing capacity?
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Calculate your borrowing capacity for free
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Plan your purchase budget in 2 minutes
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Facilitate access to your dream vehicle
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Your data remains confidential
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View vehicles that fit your financing
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You could borrow up to
€ *
i.e. a maximum monthly payment of EUR over months.
A loan is a commitment and must be repaid. Check your repayment capacity before committing.
* subject to financing approval by Cofidis.
Frequently asked questions
Borrowing capacity is the maximum amount you can borrow to finance a project, such as buying a recreational vehicle. It depends on your income, expenses, and overall financial situation. In other words, it is what the bank estimates you can repay each month without jeopardizing your budget. At Wikicampers, in partnership with Cofidis, we are here to help you understand and manage your borrowing capacity so that you can make your nomadic travel dream come true with peace of mind.
In summary: Share your income and expenses with us, and Wikicampers will evaluate your borrowing capacity quickly and without commitment!
In summary: Share your income and expenses with us, and Wikicampers will evaluate your borrowing capacity quickly and without commitment!
Wikicampers and Cofidis are here to offer you a comprehensive financing solution that adapts to your project. Our goal: for you to buy your campervan with complete peace of mind.
A flexible financing solution (from 12 to 180 months, and from 10,000 to 120,000 euros), which will adapt to your needs (mechanical breakdown warranty extension, borrower insurance, etc.). Find out more here.
A flexible financing solution (from 12 to 180 months, and from 10,000 to 120,000 euros), which will adapt to your needs (mechanical breakdown warranty extension, borrower insurance, etc.). Find out more here.
Oui, notre simulateur propose des durées de financement allant de 12 à 180 mois (15 ans). Les crédits camping-car longue durée (120, 144, 156 ou 180 mois) permettent de réduire la mensualité et d'accéder à des véhicules plus haut de gamme. En partenariat avec Cofidis, Wikicampers vous propose des financements entre 10 000 et 120 000 € adaptés à votre profil.
Un crédit camping-car est un prêt affecté spécifiquement à l'achat d'un véhicule de loisirs. Contrairement à un crédit auto standard, il peut couvrir des montants plus élevés (jusqu'à 120 000 €) et des durées plus longues (jusqu'à 180 mois). Le taux et les conditions dépendent du montant emprunté, de la durée et de votre capacité de remboursement.
Oui, notre calculette de capacité d'emprunt est 100 % gratuite et sans engagement. Elle vous donne une première estimation basée sur vos revenus et vos charges. Un conseiller Wikicampers peut ensuite vous rappeler gratuitement pour affiner votre projet de financement avec Cofidis.